At Four Stars Dodge Chrysler Jeep Ram, we take extra care to make the purchase or lease of a new Ram vehicle a true pleasure near Wichita Falls, Texas. Our Ram financing team has the experience and flexibility to create custom auto financing solutions that suit you and your budget perfectly. Explore a Ram lease to discover the benefits of a short-term agreement with low monthly payments. Chat with a Ram professional to get the details on auto loans with low auto loan rates, and bring us your questions about bad credit financing and auto repair financing. Our Ram finance center will pull out all the stops to put you behind the wheel of your ideal sedan or passenger van today.

Call now!
(208) 356-9366

Finance Department

The Basic Components of an Auto Loan from Four Stars DCJR

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Ram Model to Buy
Wichita Falls, TX | Henrietta, TX | Burkburnett, TX

Find all the information you need to get the Ram vehicle and Wichita Falls, TX area auto financing you're looking for at Four Stars DCJR. Our online resources include new vehicle specials with spectacular deals on a new Ram 1500, a distinctive and powerful truck designed for a plush and quiet ride. A new Ram ProMaster van offers exceptional versatility and customization for your business needs. View our current Ram incentives for great offers and lease deals. Get in touch with our Wichita Falls, TX area Ram dealership to schedule a test drive today!

How to Apply for Ram Financing at Four Stars DCJR

Our Ram finance experts are here for you with Wichita Falls, TX area auto loans and leases on the new Ram truck or van you've had your eye on. Make your dream a reality, and get started with tools to value your trade and get pre-approved for financing at Four Stars Dodge Chrysler Jeep Ram. If you have any questions about the auto financing process, or to learn more about the Ram vehicle lineup, please don't hesitate to give our team a call. We're happy to help!

Apply for Financing


Dealership Hours
Mon-Fri8:30am - 6:00pm
Saturday9:00am - 5:00pm